If you need individual or family health insurance here is some quick advice to follow before you get a health insurance quote.

RULE 1:  Do NOT shop until you drop. This is not Black Friday, with health insurance there are no sales or deals. Insurance rates are figured by the amount of claims paid out and all the rates are approved by the department of insurance. Essentially, you get what you pay for. All the rates you see on this site come directly from the health insurance companies. Our system quotes the lowest rate for all the carriers in your state. Some of the most popular carriers for individual and family health insurance are Aetna, Anthem BCBS, Cigna, Coventry, Humana, and UnitedHealthOne.

RULE 2:  Once you run a quote through our site your rate can still go up or down depending on your health history and if you have prior coverage. The best way to get a very accurate quote is by speaking directly to us. 

RULE 3:  Remember the quotes are based on a preferred status. If you have health conditions or currently take medications you should call us directly so an agent can explain which carrier would offer the best underwriting for your condition. We strongly urge you to not apply unless you have spoken with an agent. Remember agents are free to use, and agents are paid by the carriers to help you make an informed decision.

Call (877)-991-4249 to be connected with a live health insurance agent in your state.