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Guide to Short Term Insurance
Health Insurance
2010-11-10 |
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Short term insurance can be easy to get, but confusing as to how long you can keep the coverage. If you have a total of 12 months of Short Term coverage, you must wait 3 months before applying for another plan. For example,
- If you have 12 months of consecutive short term coverage, a 3-month break is required before you can apply for a new plan.
- If you have only had 3 months of coverage, the policy can be rewritten until you've reached a total 12 months of coverage. You would then be required to take a 3-month break in coverage before you can apply for a new plan.
- If you have 6 months of coverage, take a two month break, then have 6 more months of coverage, both of these coverage periods count toward the 12-month rule.. Again, a 3-month break would be required before you can apply for a new plan.
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