Travel health insurance is for when you travel outside your home country and you need coverage for unforeseen accidents, injuries, illnesses, or conditions….like Zika Virus! Travel insurance is popular for Americans who are traveling abroad, and for foreigners who are visiting the United States.
The Patriot Travel Plan is the most popular option. It provides up to $2,000,000 of medical coverage. The plan is administered by IMG, International Medical Group, a company that specializes in foreign travel.
Besides medical benefits, the plan include coverage for medical evacuation. This is extraordinarily important. A single medical evacuation flight can cost from $15,000 to $50,000. Travel Health coverage can be purchased for a minimum of five days or up to two years.
Travel medical insurance is very affordable and must be purchased before leaving to your destination. This product will work if you are heading to or from Europe, Asia, Africa, North America, or South America. It is a global travel insurance product.
Some common other terminology consumers may use for this product are European Health Insurance, Asian Health Insurance, African Health Insurance, Mexico Insurance, Out of Country medical insurance, study abroad medical insurance, foreign travel insurance, Canada health insurance, missionary health insurance etc.
Many Americans will be surprised to find that this product is actually less money then what a traditional medical policy costs in the United States. This is because of the tremendous costs associated with healthcare in the US, a country that offers top of the line facilities in every state.