Dental Gen Deluxe is a dental, hearing and vision plan for age 64 and above. These dental plans not only includes preventive, basic, and major dental coverage, but also coverage for dental implants.
Underwriter: Golden Rule Insurance Company – a UnitedHealthcare Company
Check Rates on this dental insurance product.
Information below is from the Golden Rule Dental Gen Brochure:
See Dental and Vision Insurance Plans
Preventive Care (deductible does not apply)
Policy pays 100% day one
Waiting Period : No waiting period
Basic Services Deductible (maximum 3 individual deductibles per family, per calendar year)
You pay: $50 per person (combined basic and major services)
Major Services Deductible (maximum 3 individual deductibles per family, per calendar year)
You pay: $50 per person (combined basic and major services)
Policy pays 10% day one
40% after policy year one (in most states)
50% after policy year two
Waiting Period: No waiting period (in most states)
Orthodontics: Not covered
Hearing Benefit
No waiting period
Policy Pays:
Exam – $75 per person, per policy year
Hearing Aids: $100 day one $300 after policy year one
$500 after policy year two
$750 after policy year three
Benefit increases each policy year is not used. If the benefit is used during any policy year, it will start over at the $100 level. Hearing benefit provides benefits in a stated amount regardless of the actual expenses incurred.
Annual Maximum (per calendar year)
We pay up to: $2,000 per person, per calendar year
Vision Benefit: Optional Vision benefits available in most states, for a small additional premium – often less than a separate vision plan!
Learn More, View the Dental Gen Brochure
Check Rates on the Dental and Vision Insurance Plans
I have recently applied and received Medicare Part A and B.
I am looking for Dental and Vision insurance.
I live in New Hampshire.