Mutual of Omaha Dental and Vision Insurance

Mutual of Omaha Dental InsuranceAfter providing Medicare Supplement coverage to over 1 million Americans, Mutual of Omaha will soon be offering dental and vision insurance. Most people are very familiar with Mutual of Omaha from their diverse portfolio of life insurance, long term care, and of course medicare supplement products.

Come October 2017 Mutual will be offering two competitively priced dental options. This will be a nice option for individuals and families along with Medicare recipients. The goal is one stop shopping for medicare supplement, dental, and vision.

Keep reading to learn more about these two exciting products.

Mutual Dental Preferred Insurance Policy

The highest level of coverage offered is the Mutual Dental Preferred Policy. This insurance policy pays as follows:

  • Deductible: $0 per year for preventive services / $50 per year for basic and major services
  • Preventive services: Two Cleanings per year / Bite-wing X-rays – 100% Covered, Insured Pays Nothing
  • Basic Services: Fillings, Extractions, Emergency Treatment, 80% Insured Pays 20%
  • Major Services: After a 12-month waiting period, Crowns, Dentures, Bridges, Root Canals, Periodontics, Full-mouth X-ray, Oral Surgery / 50% Insured pays 50% (Dental Implants, see below)

Calendar Year Benefit: $1,500. This is the maximum amount the policy pays each calendar year for all covered services.

Dental Implants. Lifetime Maximum Benefit for implants is $3,000 This is the maximum amount the policy pays for dental implants.

Read the Dental Insurance Overview.

Mutual Dental Protection Insurance Policy

The lesser level of coverage offered is the Mutual Dental Protection Policy. This insurance policy pays as follows:

  • Deductible: $100 per year for all services
  • Preventive services: Two Cleanings per year / Bite-wing X-rays – 100% Covered, Insured Pays Nothing
  • Basic Services: Fillings, Extractions, Emergency Treatment, 50% Insured Pays 50%
  • Major Services: After a 12-month waiting period, Crowns, Dentures, Bridges, Root Canals, Periodontics, Full-mouth X-ray, Oral Surgery / 50% Insured pays 50% (Dental Implants, see below)

Calendar Year Benefit: $1,000. This is the maximum amount the policy pays each calendar year for all covered services.

Dental Implants. Lifetime Maximum Benefit for implants is $2,000 This is the maximum amount the policy pays for dental implants.

Get a Dental and Vision Insurance Quote.

Mutual Vision Benefit

The Mutual Vision Benefit can be included in either dental policy. It is an additional rider that will have an additional premium.

  • Provides a reimbursement benefit
  • Pays up to $50 every calendar year for one eye exam (no waiting period)
  • Pays up to $150 every two calendar years for eyeglasses or contact lenses (after a six-month waiting period)

Medicare and Dental Insurance Coverage

Mutual Dental insurance policies are designed to help pay for the dental services American’s need and to give members the confidence of knowing what their out-of-pocket costs will be. Medicare doesn’t cover dental services. That means costs for things like routine cleanings, fillings, root canals, bridges and dentures come out of pocket. With Medicare recipients living longer, it is very important to have proper dental hygiene and to keep on top of preventative dental care.

Learn more about Mutual Of Omaha.

Compare similar Dental, Vision, and Hearing plan options with Central United Life or Aetna Dental Vision Hearing.

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11 thoughts on “Mutual of Omaha Dental and Vision Insurance”

  1. My husband and I have signed up for Mutual of Omaha’s supplemental Medicare plan. I would like to have a quote for adding dental and vision plans for both of us.

  2. Hello,
    I am currently on Medicare and will soon lose my Company furnished dental and vision insurance. I would like for you to mail my possible options and plans as well as enrollment papers.

    Thank-you
    WL

    I will not communicate financial matters through a computer.

  3. I will start my Medicare coverage 12-01-2018 and leaning to Mutual of Omaha Plan G. However, I need a dental plan. It was Last year that I went to a dentist. Due to other issues I could not do the things that was needed. I was told I would need one tooth extraction and periodontal (deep cleaning on all 4 sections of upper and lower teeth). I will start a plan in 09-20-2018 with an agent with plan G. Which dental plan could I purchase that would address all my dental needs immediately and how much? Your help is much appreciated.

  4. We currently have Mutual of Omaha supplemental ins. I have been laid off from my job where I carried Dental and Vison ins. Will you e-mail me options to add these to our supplemental ins? Thanks

  5. I would like a quote for dental and maybe vision insurance for myself and my Husband. We are both retired and have Supplemental Insurance with Omaha. Need ASAP, please.

  6. I need more details for the Vision Plan. I do not what is actually covered and it would be nice to know which doctors in California will accept this insurance. We already have Mutual of Omaha Supplemental Insurance and we love it, currently I am still using GE COBRA for Dental and Vision and it will expire 12/31/2018 – I was laid off from GE in June 2017 and decided to keep Dental and Vision for now until I find a good ones for Seniors. Currenlty the insurance is better via HPE COBRA for both Dental and Vision. We pay only $139.00 a month for two of us for dental (Delta Dental) with great coverage and $37.00 for both of us for Vision (Eye Med). It would be nice to have the same type of benefits for individual + Spouse insurance like I did when working at a company. Are they any available.

    Please provide a more detailed benefits for the Vision and that way we can make our minds if we want or not and I will have to contact my Eye Doctor to see if she accepts it or not.

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