Tag: Mutual of Omaha
Mutual of Omaha Dental and Vision Insurance
After providing Medicare Supplement coverage to over 1 million Americans, Mutual of Omaha will soon be offering dental and vision insurance. Most people are very familiar with Mutual of Omaha from their diverse portfolio of life insurance, long term care, and of course medicare supplement products.
For 2020 enrollment Mutual of Omaha will offer two competitively priced dental insurance plans. This will be a nice option for individuals and families along with Medicare recipients. The goal is one stop shopping for medicare supplement, dental, and vision.
Keep reading to learn more about these two exciting products.
Mutual Dental Preferred Insurance Policy
The highest level of coverage offered is the Mutual Dental Preferred Policy. This insurance policy pays as follows:
- Deductible: $0 per year for preventive services / $50 per year for basic and major services
- Preventive services: Two Cleanings per year / Bite-wing X-rays – 100% Covered, Insured Pays Nothing
- Basic Services: Fillings, Extractions, Emergency Treatment, 80% Insured Pays 20%
- Major Services: After a 12-month waiting period, Crowns, Dentures, Bridges, Root Canals, Periodontics, Full-mouth X-ray, Oral Surgery / 50% Insured pays 50% (Dental Implants, see below)
Calendar Year Benefit: $1,500. This is the maximum amount the policy pays each calendar year for all covered services.
Dental Implants. Lifetime Maximum Benefit for implants is $3,000 This is the maximum amount the policy pays for dental implants.
Read the Dental Insurance Overview.
Mutual Dental Protection Insurance Policy
The lesser level of coverage offered is the Mutual Dental Protection Policy. This insurance policy pays as follows:
- Deductible: $100 per year for all services
- Preventive services: Two Cleanings per year / Bite-wing X-rays – 100% Covered, Insured Pays Nothing
- Basic Services: Fillings, Extractions, Emergency Treatment, 50% Insured Pays 50%
- Major Services: After a 12-month waiting period, Crowns, Dentures, Bridges, Root Canals, Periodontics, Full-mouth X-ray, Oral Surgery / 50% Insured pays 50% (Dental Implants, see below)
Calendar Year Benefit: $1,000. This is the maximum amount the policy pays each calendar year for all covered services.
Dental Implants. Lifetime Maximum Benefit for implants is $2,000 This is the maximum amount the policy pays for dental implants.
Get a Dental and Vision Insurance Quote.
Mutual Vision Benefit
The Mutual Vision Benefit can be included in either dental policy. It is an additional rider that will have an additional premium.
- Provides a reimbursement benefit
- Pays up to $50 every calendar year for one eye exam (no waiting period)
- Pays up to $150 every two calendar years for eyeglasses or contact lenses (after a six-month waiting period)
Medicare and Dental Insurance Coverage
Mutual Dental insurance policies are designed to help pay for the dental services American’s need and to give members the confidence of knowing what their out-of-pocket costs will be. Medicare doesn’t cover dental services. That means costs for things like routine cleanings, fillings, root canals, bridges and dentures come out of pocket. With Medicare recipients living longer, it is very important to have proper dental hygiene and to keep on top of preventative dental care.
See the Mutual of Omaha Dental Insurance brochure.
Learn more about Mutual Of Omaha.
Compare similar Dental, Vision, and Hearing plan options with Central United Life or Aetna Dental Vision Hearing.
Mutual of Omaha Medicare Supplement Insurance Company Profile
Mutual of Omaha Insurance Company, previously named as Mutual Benefit Health & Accident Association, started in 1909 with Harry S. Weller as the companies first president. The Nebraska Department of Insurance accepted articles of incorporation from the Mutual Benefit Health & Accident Association. As the company started to grow in 1910 Nebraska authorized the MBHAA to issue health and accident insurance. Today Mutual of Omaha is a household name for most Americans. The CEO of Mutual of Omaha currently is James Blackledge. The insurance company is still located in Omaha, Nebraska and generates billions of dollars in sales each year.
Key Points of Growth
- 1920: The company gained access to a license that allowed them to sell insurance in 15 states.
- 1939: Growth continues and organization is licensed in 48 states and 2 territories.
- 1941: Provided full coverage to anyone injured or killed in the Pearl Harbor bombings.
- 1950: Company adopts Mutual of Omaha name and logo with a painting of a Native American.
Mutual of Omaha has shown passion since the beginning and continues to donate and strive for everyone to have health and life insurance coverage. As the company continues to grow into the 2016 we see that they are one of the first insurance companies to offer a telephonic application with online application for Medicare Supplement policies.
Mutual of Omaha Health Insurance Plans
Mutual of Omaha offers insurance for both individuals and businesses. For individuals, some of their services include; medicare supplement insurance, life insurance, long-term care insurance, disability, and critical illness. Mutual of Omaha dental insurance is the newest product being offered, which is a great compliment for their medicare supplement plans. For businesses, Mutual of Omaha offers the following services; accident insurance, critical illness insurance, dental insurance, disability insurance, life insurance, and accident insurance.
The benefit to owning Mutual of Omaha insurance is that they work with their customers to ensure that they fully understand the insurance both before and after they purchase a plan. Mutual of Omaha works with Authorized Independent Agents. This allows consumers to see all insurance plan options available. Mutual of Omaha takes pride in their product being selected by educated consumers.
Mutual of Omaha Affiliated Companies
Over the year Mutual of Omaha has acquired many companies and has many affiliates. United of Omaha Life Insurance Company offers insurances, financial assistance, and fixed annuities through Mutual of Omaha’s group sales offices, agency sales force, and also through independent agents. Some of the other companies that are affiliated with Mutual of Omaha are as follows: United World Life Insurance Company, Mutual of Omaha Investor Services, Inc., East Campus Reality LLC, Companion Life Insurance Company, Omaha Insurance Company, and Omaha Financial Holdings, Inc. All of these companies work with Mutual of Omaha to deliver insurance or financial assistance to individuals or businesses. Like Mutual of Omaha, these companies strive to help create better products to meet the consumer’s financial needs. For years, Mutual of Omaha has been a highly recommended company.
How do I get a Mutual of Omaha Insurance
Obtaining insurance with Mutual of Omaha is easy. At QuoteFinder.Org we provide free assistance in obtaining rates and reviewing plans. As Authorized Independent Agents, we also provide quotes from other companies as well. Insurance products can vary depending on age, sex, health status, and geographical location. So while Mutual of Omaha is a quality company, it does not meet everyone’s needs. To start your search simply fill out a quote request for insurance.
Mutual of Omaha Medicare Supplement Enrollment over 1 Million
Mutual of Omaha’s Medicare supplement insurance has been sold for over 50 years. Today over one million Americans have Medicare supplement insurance through Mutual of Omaha. Mutual has over 50 years of experience in the Medicare Supplement insurance industry. The personal customer service provided and ability to pay claims quickly is only part of the formula for success. With one Million plus members, Mutual of Omaha can save you money.