Tag: cigna medicare supplement

Cigna Plan G Medicare Supplement – Rate Decrease

Cigna Plan GCigna Plan G Medicare Supplement will be issuing a rate decrease in several states on May 1 of 2016. Plan G has become a top selling Medigap policy in recent years. Plan G is very similar to Plan F, but Plan G has a $166 Part B deductible. The deductible is a calendar year deductible so only paid once a year. With the rising cost of Medicare Part B to $122 a month, many Americans are looking for ways to save money on their Medicare Supplement.

Cigna Plan G Premium Reduction Includes the following States

At this time only select states will see the premium reduction for Plan G. Other states may be subject to lower rates later this year. Starting May 2016 the following states will see the reduction listed below. The rate decreases only apply to preferred and standard rate classes.

  • 18% Reduction in premium: Arkansas, Louisiana, and Tennessee
  • 16% Reduction in premium: Iowa (begins April 2016)
  • 15% Reduction in premium: Nebraska
  • 11% Reduction in premium: Wyoming
  • 10% Reduction in premium: Nevada and West Virginia

Check on Plan G Rates In Your Area.

Cigna Plan G Supplemental Insurance Benefits

Cigna Plan G BenefitsCigna Plan G benefits include all the benefits of Plan F, except Plan G has a $166 Part B deductible. The plan has common features like:

Cigna Plan G Hospital Part A Benefits

  • Coverage for Part A deductible and coinsurance
  • Coverage for Part B coinsurance
  • Plan pays Medicare co-payment/coinsurance for Hospice
  • Per the Medicare guidelines pays daily co-insurance for Skilled Nursing Facility Care
  • Pays for first 3 pints of blood per a calendar year

Cigna Plan G Hospital Part B Benefits

  • Part B co-insurance after you pay deductible of $166
  • Coverage for Excess Benefits
  • Coverage for Blood
  • Coverage for foreign travel when medically necessary

Cost of Cigna Medicare Supplement Plan G

Cigna Medicare Supplement Plan G cost can vary from state to state and region to region. Some areas like Nevada, Pennsylvania, and Virginia it is already a fast selling plan. To check the new rates simply get a quote through this site.

Also, in some states Cigna offer discounts to couples who enroll together. This added benefit can be explained through a Medicare insurance agent. Cigna Medicare agents can review the plan details with you and answer questions you may have on your transition to Cigna. If you currently have a supplemental policy, you may be able to switch to Cigna Medicare provided you meet the underwriting criteria. If you currently have a medicare advantage plan you would have to keep your advantage plan through the end of the year. However, at the end of the year you would be able to leave your Medicare advantage plan and get a Cigna Supplemental plan provided you meet the underwriting criteria. Lastly, if you are new to Medicare, and have both Medicare Parts A and B, you most likely can enroll in Cigna coverage without underwriting.

Cigna Plan G Medicare Supplement – More Information

Through this site you can contact us and speak with a live licensed agent who can inform you of not only Cigna’s plans but also numerous other companies that may offer even more affordable plans in your area. Cigna News is another place where you can learn about Cigna’s growth in the healthcare industry and receive information on its merger with Anthem Blue Cross Blue Shield.