If you live in Maryland you will be happy to know that New Plans are available for 2018. United Healthcare is now offering private fixed indemnity coverage: Health Protector Guard. Prices on these policies are 40% less than the Obamacare plans, and the plans are PPO coverage so you can choose your doctor and hospital.
United Healthcare has moved forward to its own solution to the US healthcare crisis. Here are some key points:- Use any Doctor, Facility or Hospital: You Decide!
- Rates 50% Less than ACA, Obamacare Plans, or Maryland Health Connection.
- Enroll ANYTIME, these Private Policies are not subject to Open Enrollment
United Healthcare is now offering seven Health Protector Guard options in Maryland. Your first step is to get an online quote.
United Healthcare Dental and Vision Insurance
United Healthcare is also offering Dental and Vision Insurance policies in Maryland. These PPO plans have been one of the best selling policies in Maryland for many years. Be sure to check on these plan rates if you are interested in Dental and Vision coverage.
For Health ProtectorGuard plans
This product provides Limited Benefits
THIS IS A SUPPLEMENT TO HEALTH INSURANCE AND IS NOT A SUBSTITUTE FOR THE MINIMUM ESSENTIAL COVERAGE REQUIRED BY THE AFFORDABLE CARE ACT (ACA). LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES.
The coverage provides benefits in a stated amount regardless of the actual expenses incurred.
Health ProtectorGuard plans are fixed indemnity plans underwritten by Golden Rule Insurance Company.
This screen is intended only as general information. It presents only a brief overview of some of the standard benefits of the product(s) shown.
Before you apply, please use the link(s) provided to download and review the product information for a more complete explanation of benefits, exclusions (including any that may apply to preexisting conditions), limitations, terms under which the product(s) may not be renewed or benefits may be reduced, and any state variations applicable to any of these items.
To be considered for reimbursement, expenses must qualify under the policy, and are also subject to all other policy provisions, such as whether or not they were medically necessary.
You must meet our eligibility requirements in order to become insured, which may include medical underwriting. This coverage provides benefits in a stated amount regardless of the actual expenses incurred. There is no coverage until we inform you in writing that your application has been processed and approved.
Estimated Payment shown is based on the information you provided, and is subject to change based on the product(s) you select, optional benefits you select (if any), and other factors. We shall exclusively determine the payment actually required, and the effective date of any coverage issued.
Note: A MultiPlan network flat fee of $3.25 per policy is charged per month. It is collected each month that the policy is in force and there is no pro-rating for a partial month. This fee is in addition to the premium you pay for the insurance plan.
Once a year Medicare beneficiaries can enroll into or change their Medicare Advantage Plan. This year’s Annual Enrollment Period runs from October 15 to December 7. This is also the best time to also check on dental insurance.